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Most people are chasing the wrong scoreboard. They see numbers like this Top 1 percent net worth by age And immediately assume they are behind. I get it. I remember sitting in my early 20s wearing a military uniform, fresh off a deployment, with more discipline than money and more anxiety than assets. I did not have $650K at 24. I did not have $2M at 29. I did not have some secret head start. What I did have was a belief that wealth was something you built on purpose, not something you magically
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