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Matter for Mallory: Survey suggests if you want a lower credit card interest rate, all you have to do is ask! If the answer is no, here are some other ways to get a break...https://www.wmar2news.com/matterformallory/no-credit-card-rate-cap-yet-but-many-cardholders-are-lowering-interest-on-their-own | WMAR-2 News Baltimore