Whether you’re getting new furniture or expanding your home, manage your family’s expenses easily with UOB SmartPay. Simply split your credit card bills into smaller payments with UOB SmartPay, and enjoy: • Interest-free monthly instalments • Flexible payments over 3, 6 or 12 months • One-time low processing fee from 3%* Apply now on the UOB TMRW app – simply login, then tap on the ‘Accounts’ tab > Choose the credit card > Tap 'Convert to SmartPay instalments’ under the ‘Transactions’ tab. *EIR

Are you using the right credit card? 💳 Will you benefit from AFCU's low interest rates or are rewards more your style? How about 0% interest for 6 months? 💰 Learn how to choose, and say hello to smart spending. | America First Credit Union